BORROW £1,000 to £5,000

for up to 60 months†

Accept quote and get
cash in 15 †

We don’t credit check
or charge fees*

  100% No obligation loan quote

Representative APR 49.9%

Representative Example: £1,200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9% pa (variable). Rates between 9.3% APR and 1294% APR – your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 24 months. We’re a licensed credit broker not a lender.

*Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.*

Loans
made easy

We’re a broker not a lender. Once you fill out our application form we will search our panel
to try and find you a loan, this normally takes about 2 minutes. If we find you a loan, we will redirect you to the lender for you to get your cash.

We do not work with every lender in the UK so it is possible that you could find a better loan yourself. If we are not able to find you a loan we may refer you to a different solution like credit score companies which could help improve your financial position. To operate this service we receive commissions from the provider we refer you to.

How it
works

1

Fill out our simple, secure
online form.

2

We will process your application
within a couple of minutes.

3

If you’re approved we’ll redirect you to your lender to accept your quote and get your money.

Important

Don’t borrow money if you can’t pay it back
You should only borrow money if you are certain you can pay it back. If you are struggling with your money commitments, then please DON’T borrow more. If you have existing loans that you cannot afford to repay, get in contact with your lender and discuss the situation immediately. The details of your actual loan will be between you and your chosen lender. Please make sure you read and understand the terms and conditions from your lender very carefully before agreeing to the loan.

A short-term option
Short-term loans are always a short-term option. If you don’t fully repay your loan when agreed then your lender could add fees and charges to your loan that make it more expensive. Your lender may also report to the credit reference agencies, so if you fail to meet your repayments, your credit rating might be adversely affected.

Paying back your loan
Most Lenders will use the card details you provide to collect your repayments. You may be asked to set up a direct debit to make your repayments. If they have been unable to collect your repayment on the date its due then they will usually keep trying your card for up to 90 days. Your lenders collection practices should be outlined in their terms and conditions so refer to them if you have any concerns.

Rolling over your loan
If you take out a loan and can’t afford the repayment, you may wish to rollover your loan. Doing this will incur you further charges including additional interest and possibly a fixed charge for missing the original repayment date. Due to these additional charges, the total amount owed can inflate to an unmanageable amount with you quickly losing control of how much you owe.

As part of the new FCA regulations, you can only roll your loan over twice, so it is important that should you find yourself struggling to pay back your loan on the pre-arranged date that you speak to the lender and explain your circumstances.

What happens if you are struggling with your payments?
If you’re struggling to pay back your loan, the worst thing you can do is ignore the problem. Get in contact with your lender as soon as possible to arrange a solution that works for both you and them. It’s worth remembering that you shouldn’t apply for a loan if you think you may not be able to repay it in full and
on time.

†Loan amount and loan term subject to lender's requirements and approval. Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

*We will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search. We don't charge a fee, but there might be a charge from some lenders within our network.

Piggy Loans is a registered trading name of Mindflow Marketing Ltd, registered in England and Wales under company number 09645483, with a registered office address of Suite Hh, C/O Hilton Manchester Airport, Outwood Lane, Manchester, M90 4WP. Mindflow Marketing Ltd is an Appointed Representative authorised and regulated by the Financial Conduct Authority under registration number (770925) and licenced by the Information Commissioner’s Office (ZA232696).

Mindflow Marketing Ltd is an Appointed Representative of Maintain Marketing Ltd registered in England and Wales under company number 09829835, with a registered office address of Bayside Business Centre, Sovereign Business Park, Willis Way, Poole, Dorset, England, BH15 3TB. Maintain Marketing Ltd is authorised and regulated by the Financial Conduct Authority (727520) and licenced by the Information Commissioner’s Office (ZA202297).

*Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk*